PayPal Fee Calculator
Calculate fees for sending or receiving money via PayPal
Your PayPal Transaction Summary
Understanding PayPal Transaction Fees
The PayPal Fee Calculator helps you estimate the cost of sending or receiving money through PayPal. Whether you’re selling online, accepting payments, or sending money to friends, understanding the fee structure can help you manage your finances better.
Did you know? PayPal typically charges a fee of 2.9% plus $0.30 per transaction for domestic sales in the US. International transactions may have higher fees depending on the country and currency.
How PayPal Fees Work
PayPal charges are calculated using two components:
- Percentage-based fee: A percentage of the transaction amount (usually 2.9%)
- Fixed fee: A flat fee charged per transaction (typically $0.30)
Total Fee = (Transaction Amount × Percentage) + Fixed Fee
Who Pays the Fee?
- Seller: Typically pays the fee when someone sends money to them
- Buyer: Usually doesn’t pay a fee unless they use a credit card or send money internationally
Common PayPal Transactions & Fees
| Transaction Type | Fee | Description |
|---|---|---|
| Domestic Sale | 2.9% + $0.30 | Standard fee for goods/services within the US |
| International Sale | Up to 4.4% + fixed fee | Fees vary by country and currency conversion |
| Friends & Family | $0 (if funded by balance or bank) | No fee if paid from linked bank account |
| Credit Card Funding | Additional fees apply | Using a credit card may incur extra charges |
Why Use a PayPal Fee Calculator?
- Price Accurately: Helps set correct prices to cover fees
- Budgeting: Plan business expenses and profit margins
- Comparison: Compare payment methods and platforms
- Transparency: Understand what you’ll actually receive or pay
Use our PayPal Fee Calculator to ensure you’re not losing money on every sale. Knowing your net income after fees is essential for smart financial decisions.